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Post-Retirement Problems

Divorce

If a pensioner divorces, any retirement benefits upon death will be paid only to unmarried children below 21 years old including disabled children.

Pension will be paid through the children’s legal guardian and the pension money will be managed by Amanah Raya (Public Trustee).

The guardian must obtain certification of the children’s guardianship from a commissioner for oaths, court or Qadi’s Office so as to be eligible to receive the derivative pension on behalf of the children.

 

Bankrupt/ Incarcerated Pensioner

If the MAF pensioner is adjudged a bankrupt or is incarcerated, pension will be stopped immediately. However, the pensioner or his dependant may be paid Alimentary Allowance equivalent to a service pension and the service gratuity which should be received after deducting all debts.

The payment of this allowance requires the approval of the AFC . To process the AFC papers for the payment of this allowance, the following documents are needed:

  1. Personal particulars of pensioner

  2. Copy of receiving and judgment orders

  3. Copy of pension/gratuity deduction letter from the official assignee

  4. Copy of Proof of Debt General Form (total debt)*

Note: *Upon obtaining the discharge of bankruptcy/incarceration, payment of service pension will resume*

 

Appointment of Legal Personal Representative

A pensioner or the beneficiary of pension who is ill or unable to manage the pension money may appoint a personal representative from among trusted family members.

This personal representative will be given the approval to withdraw the pension money every month on behalf of the pensioner/beneficiary of the pension.

The conditions for the application of legal personal representative are as follows:

  1. Pensioner/beneficiary of pension under Scheme B only

  2. Pensioner/beneficiary of pension below 70 years old is required to submit certification of illness by a doctor

  3. The personal representative must be a Malaysian citizen aged 18 years and above. Attach a copy of the personal representative’s identity card during application.

  4. Only individual bank accounts are allowed (account of pensioner/beneficiary of pension).

  5. The approval of personal representative is valid for 12 months only. If there is a change of address, please notify the Pension Division of the DVA immediately.
 

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